The #1 Financial Risk Most Professionals Leave Unaddressed for Their Clients
A smarter way to fill the protection gap your clients already have—without adding another service to your workload.
WHY MOST PROFESSIONAL PARTNERS MISS OPPORTUNITIES
Growing your business feels harder than it should be, unless…
You have a strategic protection partner that aligns with your clients’ real-life needs.
You use a simple, scalable referral system that adds value without adding workload.
You use a simple, scalable referral system that adds value without adding workload.
Let MFIVE guide you toward a future you don't have to worry about.
THIS IS FOR YOU IF…
You already serve clients at key life moments, but want to offer more value without adding more responsibility.
You know life insurance is important for your clients, but don’t want to educate, sell, or manage it yourself.
You want a trusted, licensed partner you can confidently refer clients to—without risking your reputation.
You’re focused on long-term relationships and want partnerships that strengthen client trust, retention, and results.
LIFE INSURANCE FACTS
EVERY TRUSTED ADVISOR SHOULD UNDERSTAND
$500,000+
CLIENT INCOME PROTECTION GAP
We recommend 10x your salary in income protection, providing its affordable. This gives your surviving relatives 10 years your salary.
70%
UNDERPROTECTED HOUSEHOLDS
Most families are underinsured, creating silent risk that can unravel even well-designed financial, tax, or estate strategies.
$30–$50 / mo
AVERAGE MONTHLY COST
Many healthy adults qualify for meaningful coverage at a surprisingly affordable cost.
Living Benefits
PROTECTION WHILE CLIENTS ARE ALIVE
Protection while clients are living. These benefits protect the insured in the event you are diagnosed with a terminal, chronic or critical illness and or injury. Every policy should have these benefits.
Tax-Free
BENEFIT STRUCTURE
Life insurance benefits are generally paid tax-free to your beneficiaries.
Earlier = Cheaper
AFFORDABLE
The younger and healthier you are the more affordable life insurance is. Get it now.
GET YOUR FREE LIFE INSURANCE GUIDE BOOK
Covers:
Policy Structures
Living
Benefits
IUL Explained Simply
Retirement Strategies
Free Life Insurance eBook vs. CHEAT CODE FOR LIFE INSURANCE AGENTS
GET YOUR ULTIMATE LIFE INSURANCE GUIDE
consumer guide
FREE
A simple, plain-English explanation of how life insurance really works
The different types of coverage — without jargon or sales pressure
How much protection most families actually need (and why many are underinsured)
Common mistakes people make when buying life insurance for the first time
Real-world use cases covering protection, wealth building, business planning, and legacy
The questions you should ask before speaking with any agent or advisor
This Is For You If
You want to understand the basics before making any decisions
You’re just starting to explore your options
You want education with zero pressure or commitment
CHEAT CODE FOR LIFE INSURANCE AGENTS
$9.99
A 36-page, in-depth guide built specifically for life insurance agents
A deep breakdown of life insurance as a strategic financial tool, not just protection
Clear explanations of how different policies are structured — and why structure matters
Side-by-side comparisons of term, whole life, IUL, annuities, and related strategies
Real-world use cases covering protection, wealth building, business planning, and legacy
You want to walk into your strategy call informed, confident, and prepared
This Is For You If
You want to walk into your strategy call informed, confident, and prepared
MEET THE FOUNDERS
Tromane & Felicia McTiller
Felicia and Tromane McTiller are the founders of MFIVE, Motivated Financially Independent Victorious Entrepreneurs.
We are advocates of Financial Literacy and also Entrepreneurship. We approach our business strictly from an educational perspective ensuring that our agents and clients are well informed prior to making a decision.
We love this business, the opportunity to assist others in this capacity has truly been life changing for us as well as those that we work with. Rather you are looking to gather more information about becoming a partner or client. We look forward to hearing from you.
GOT QUESTIONS?
Frequently Asked Questions
What does MFIVE & Associates specialize in?
We specialize in life insurance-first financial strategies that protect income, build long-term security, and support families at every life stage.
Why should I read the eBook before talking to an agent?
Most people buy life insurance without fully understanding how it works. The eBook breaks everything down in plain language so you can ask better questions, avoid costly mistakes, and feel confident before making any decisions.
What will I actually learn inside the eBook?
You’ll learn how different life insurance types work, what “living benefits” really mean, common mistakes people make, and how to choose coverage based on your life and income—not sales pressure.
Who is this eBook for?
It’s for individuals and families who want to protect their income, avoid being underinsured, and understand life insurance before committing to a policy.
What’s the difference between the free eBook and the Advanced Planning Manual?
The free eBook gives you the foundation. The Advanced Planning Manual goes deeper—covering advanced strategies, retirement tools, real-life examples, and how everything fits together long term.
Is life insurance only for people with dependents?
No. Life insurance also helps individuals protect income, cover debts, lock in lower rates, and plan for future milestones.
How do I get started with MFIVE?
Simply book a free strategy session, and a licensed agent will walk you through your options step by step.
What should I do after reading the eBook?
If you want personalized guidance, you can book a free strategy call where we apply what you learned to your specific situation.